Home Loan of up to Rs.25 Lakh_Banner_WC

Banner-Dynamic-Scroll-CockpitMenu_HomeLoan

25LakhHomeLoanELoanIntroduction_WC

Rs.25 Lakh Home Loan: Details

A Home Loan can be an ideal credit solution for your homebuying expenses. Bajaj Housing Finance offers housing loans at competitive interest rates. Additionally, you can also benefit from a longer repayment tenor, allowing you to make the repayment comfortably.

25LakhHomeLoanFeatures&Benefits_WC

Features and Benefits of a Home Loan Worth Rs.25 Lakh

Easy Balance Transfer

If you are looking to upgrade your current Home Loan terms, look no further than Bajaj Housing Finance. Transfer your Home Loan balance to us and save by getting a competitive interest rate.

Attractive Refinancing Options

Looking for additional financing to furnish your new house, or another expense that is in the pipeline? Avail of a Top-up Loan, basis your eligibility and use the funds to cover other housing expenses.

Flexible Repayment Tenor

You can benefit from our long repayment tenor and repay your loan amount, comfortably at your own pace.

Hassle-Free Documentation

You can take a Housing Loan through a hassle-free method. Bajaj Housing Finance requests minimal documentation, which you can choose to submit through our doorstep pick-up service.

Home Loan EMI Calculator

Calculate Your Home Loan EMI

Loan AmountRs.

Rs.1 LakhRs.15 Crore

TenorYears

1 Year32 Years

Interest Rate%

1%15%

Your EMI is Rs. 0

0.00%

Total Interest

Rs. 0.00

0.00%

Total Payable Amount

Rs. 0.00

View Repayment Schedule Apply Now

Repayment Schedule
Date
  

AllHomeLoanCalculators_WC

25 Lakh_Eligibility Parameters_WC

Eligibility Criteria for a Home Loan Worth Rs.25 Lakh

For the Bajaj Housing Finance Home Loan, you don’t have to worry about filling out long forms for your eligibility. Our eligibility parameters are simple and easy to meet.

Eligibility Parameters For Salaried Individuals For Self-Employed Individuals
​Nationality Indian (including NRIs) Indian (resident only)
​​​Employment Minimum 3 years of work experience with a reputed employer Minimum 3 years of vintage in current enterprise
​​Age 23 to 67 years** 23 to 70 years**
Place of Residence Should reside in any of the cities we operate in Should reside in any of the cities we operate in

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

25LakhHomeLoanTodayIR_WC

Interest Rate on a Home Loan Worth Rs.25 Lakh

Our Home Loans are sanctioned at attractive Home Loan interest rates, ensuring that you get the best deal as per your eligibility.

EMIs for a Home Loan of Rs.25 Lakh Over Various Tenure_WC

EMIs for a Home Loan of Rs.25 Lakh Over Various Tenor

If you intend to avail of a Rs.25 Lakh Home Loan but are unsure of the monthly payments, the EMI calculator for a Home Loan can help you know the EMIs and payable interest in advance. The tool's ease of use and prompt calculations make it ideal. EMI calculations based on various repayment tenors are shown in the table below:

Rs.25 Lakh Home Loan EMI for 32 years

Loan amount Tenor Interest EMI
Rs.25 Lakh 32 years 8.25%* Rs.18,521

Rs.25 Lakh Home Loan EMI for 20 years

Loan amount Tenor Interest EMI
Rs.25 Lakh 20 years 8.25%* Rs.21,302

Rs.25 Lakh Home Loan EMI for 10 years

Loan amount Tenor Interest EMI
Rs.25 Lakh 10 years 8.25%* Rs.30,663

*The values in the preceding tables are subject to change.

*Terms and conditions apply.

FAQ eligibility criteria for a Rs.25 Lakh Home Loan?

The eligibility criteria for a Rs.25 Lakh Home Loan are as follows:

For Salaried Applicants:

  • Must be an Indian citizen (including NRIs)
  • Age should range between 23 and 67 years**
  • Should have a minimum of 3 years of work experience

For Self-Employed Applicants:

  • Must be an Indian resident
  • Should be between 23 and 70 years** of age
  • Should have a minimum of 3 years of business vintage

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

To calculate the EMIs for a Rs.25 Lakh Home Loan, you can use our Home Loan EMI Calculator. By entering details such as the loan amount, tenor, and interest rate, the calculator provides an estimate of your monthly repayment. For example, if you are a salaried applicant and have availed of a Rs.25 Lakh Home Loan for 20 years at an interest rate of 8.25%* p.a., your EMIs will be Rs.21,302.

When you apply for a loan with us, the repayment tenor for a Rs.25 Lakh Home Loan extends up to 32 years.

Ideally, to secure a Rs.25 Lakh Home Loan on favourable terms, it is advisable to maintain a CIBIL score of 750 or higher. A lower credit score may result in higher interest rates.

If you are a salaried individual, the EMI for a Rs.25 Lakh Home Loan for 20 years at an interest rate of 8.25%* p.a. will be Rs.21,302.

For a salaried individual, the EMI for a Rs.25 Lakh Home Loan for 10 years at an interest rate of 8.25%* p.a. will be Rs.30,663.

25 Lakh Home Loan_Related Articles_WC

Home Loan Up To 25 Lakh_PAC_WC

People Also Consider

KNOW MORE

KNOW MORE

KNOW MORE

KNOW MORE

PAM-ETB Web Content

Pre-Qualified Offer

Full Name*

Phone Number*

OTP*

Generate
Check Now

Call_And_Missed_Call

P1 CommonOHLExternalLink_WC

Apply Online For Home Loan
Online Home Loan

Instant Home Loan approval at just

Rs. 1,999 + GST*

Rs.5,999 + GST
*Non Refundable

CommonPreApprovedOffer_WC

Pre-Approved Offer